There are some easy steps to create a phonepe account.

What is phonepe?

Phonepe is a payment app that allows you to use the UPI feature. It mainly focuses on upi payment using your credit card, debit card or wallet to recharge your mobile phone, pay all your utility bills, insurance and also make instant payments at your favourite offline and online stores just by scanning QR codes or by upi ID. 

Basic features of phonepe

Phone pay is just used for bills and insurance premiums. You can recharge your phones ,your DTH services and send money to friends and family, you can also make payments on the shops easily by scanning QR codes only. You can link your Flipkart pay later account( also the mobile number should be the same), you can book your train tickets, book flights ,you can also order food and groceries from phonepe ,you just need only to download this phone Pay app.

Steps to create a bank account in phonepe

Step 1. Go to Play Store and install phonepe app or just click this link

Step 2. After the download is completed, open the phonepe app and enter a mobile number which is registered with your bank account.

Step 3.  Enter the OTP which you will receive now to fill all the details as per required.

Step 4. Create a VPA address the address should be just like 9825427228@ybl.

Step 5. Select your bank, it will automatically fetch your bank account.

Step 6.  Now enter details of your debit card such as expiry date, CVV code and last six digits written on your debit card.

Step 7. now create UPI PIN (note:- don’t share your UPI pin with anyone) by following all these steps your phonepe account is created, use it.

How to add bank account in phonepe

If you already have a phonepe account and you want to add another bank account in phonepe,you have to follow these steps 

Step 1.  open phonepe app 

Step 2. login into the app

Step 3. click on my money 

Step 4.  under payment method click on bank accounts

Step 5.  Click on, add a new bank account 

Step 6. select a bank

Step 7. the bank account will be added

Step 8. click on UPI pin 

Step 9. enter your debit card details like last six digit card number and expiry date and CVV code. 

now enter OTP and create a UPI pin.

Earn Money from Phonepe : Referral program in Phone Pe account

You can earn a cashback of rs 100 on every referral to a friend. you have to just invite your friends via WhatsApp, messages.your link should be shared.

They have to just download the phone Pay app via your link . He or she should add his/her bank account and after his first successful payment you will receive a cash back from phonepe of hundred rupees in your phonepe wallet. You can use that money for your mobile phone recharges and you can spend those hundred rupees on any shop by scanning QR code .